## Buying directly from owners in United Kingdom Owner-to-buyer sales remove commission from the transaction. You still get identity checks, ownership proof and document review through ByHomeOwner verification. ## Costs and taxes Budget for transfer taxes or stamp duty, legal fees, survey or valuation costs and any local registration charges. All figures on ByHomeOwner are shown in GBP (£). ## Renting Confirm the deposit scheme, notice periods and who pays utilities and service charges before signing. Never transfer money before viewing and confirming ownership. ## Cities Browse the city guides for United Kingdom for neighbourhood-level detail.